Meet Steve Erb
Steve Erb has over 23 years of experience as a mortgage banker. Steve has helped over 2,000 families purchase or refinance their homes during his career. In 2011, 2012, and 2013, Steve received the "Super Mortgage Professional" status from Minneapolis/ St Paul magazine. This award resulted from surveys sent to thousands of new home buyers and other industry professionals.
Steve's wealth of knowledge and expertise, combined with his exceptional follow-up skills, are sure to make your home buying or refinancing a pleasant experience.
Our process is smooth and simple from start to finish:
- Talk with me. I will work with you to help you determine your financing options and answer all your questions.
- Apply Online. Complete your mortgage application at your convenience through our online application.
- Work together through final approval. From the time your application is received, I work with you to ensure you move through the process checkpoints to final approval.
- Closing on your loan. Prior to loan closing, I will review the Closing Disclosure, funds needed and documentation to bring to close with you. On closing day the final documents are signed at the title company and you receive the keys to your new home!
Home Financing Calculators
- Should I refinance?
- How much will my fixed rate mortgage payment be?
- How much will my adjustable rate mortgage payments be?
- How much will my payments be for a balloon mortgage?
- Should I rent or buy?
- Which mortgage is better for me?
- How much will I save by increasing my mortgage payment?
- How much mortgage might I qualify for?
- How much home can I afford?
- Should I consolidate my loans?
Thank you for my successful closing. In today's challening lending environment, with stricter lending rules and increased documentation requirements, your follow-through and extra effort were very much appreciated. My refinance was a unique set of challenges, with cash out refinance and owning my house for less than 1 year. I recognize that although the loan was small, you never treated me as such. When I called or emailed, you promptly returned all of my calls and emails. I would definitely recommend you to any one purchasing or refinancing. By far the best agent I have worked with, and I have financed 5 homes.
I had the pleasure of working with Steve Erb in securing my mortgage on my first home. Steve was wonderful throughout the process. When I was house hunting, I knew it was a good climate to shop around to find the best mortgage for me, and Steve was by far the best loan officer I contacted during this process. He was not only quick to respond to all my questions, but he was thorough and knowledgeable. He provided me with all the information I needed to make an informed and good decision. He made a complicated and stressful process seamless.
I would highly recommend Steve Erb to anyone.